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  • If you are a supporter of an organization, or you just want to stand for a good cause, and you wish your name to be somehow linked to it, then it is time to apply for an affinity credit card.

  • From supporting charity organizations that fight for peoplesí rights, to organizations that support the teaching of children in slowly developing countries, or you just want to feel that you are not passive and want to be involved in different kinds of programs which fight for a good cause, you can do it by choosing an affinity card.

  • This card will usually carry some sort of sign on it, having displayed the organizationsí initials for example, so that there is quick connection made between you and the respective organization.
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credit cards faq/glossary
The most common questions asked about Credits Cards.
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Affinity Credit Cards
You don’t have to practically pay for anything, its not like you are donating from your money, but a small percentage of what you spend by using your card will be redirected by the issuer company towards the respective organization or foundation.

Just to mention a few such cards, it is worth pondering on the ones through which you can actually help people from the developing countries rise up a little bit. Don’t forget that you are a businessman who perhaps once started from the bottom, and now it is time to give some other poor people the opportunity to make something on their own.
    This is only an option of a credit card that will certainly make you feel better, that you are making positive steps in a good direction. It is worth mentioning that not all of these types of cards come with an annual fee. T

    here are this type of Visa credit cards as well, which should be your option if you really care for the wellbeing of our planet. You can learn about different energy saving programs and at the same time become actively involved, and this card is a really good step by which you can show you are a pro life citizen. Now, if you are a supporter of diversity you may opt for another Visa card, and while you show your wish for equality of rights, you can also collect redeemable points, bonuses and certain discounts.
These are only a few options available in case you wish to apply for an affinity credit card, but you can certainly find much more offers by browsing online or by seeking information at your local bank. Of course, just like with everything else, affinity credit cards are subject to controversy too, but practically you are the only one who will make the decision whether it is worth it or not. You may ask yourself, which is the sum, or the percentage that goes to the organization through the bank. Well, it usually ranges between 0.5-1 percent for purchases, which you might say it is too little, but still it is something.

One of the questions is how often you use your credit card, because if you don’t use it that frequently, or if there are only very small purchases done with it, then it isn’t really worth choosing an affinity card, because the sum that will be redirected for donations is really very small. Do not really expect from your affinity credit card to offer you cash back or other items as rewards, because it is not the case; once you opted to be a better citizen and somehow make a contribution, the one who “rewards” in a way are you.

What type of organization will you support through the use of the affinity credit card is a decision you have to make entirely on your own, and do not let yourself sort of intimidated by the advertising lines of an issuer company. There are many other ways of making donations; through these type of credit cards is a convenient and time-saving option.

You can say you have made a good deal, only if you are satisfied with the terms and conditions of the issuer bank, and other key information, so that you don’t end up in debt yourself because of a few cents donated to charity organizations. It is true, that little by little it makes more, and if more people think the way you do there might be a better world, but always double check everything because vulnerability is something you don’t want to show when dealing with financial institutions.

So, start being a better person by applying for an affinity credit card right now!