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credit cards faq/glossary
The most common questions asked about Credits Cards.
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Credit Card Glossary
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C
 
Consumer credit file
definition
What does Consumer credit file mean?

The collection of a single customer’s debt repayment reports is also known as the individual’s consumer credit file. This file is stored at a credit bureau, otherwise known as a credit reporting agency.

A person’s credit score is largely based on his or her consumer credit file, which determines whether or not that individual is eligible for a credit card or a loan. These scores also determine the rate at which the consumer can be allowed to get a loan.
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